Income Tax Return (ITR) Calculator
Estimate your annual income tax liability in seconds with our Indian ITR Calculator — designed according to the latest income-tax slabs for FY 2024-25 (Assessment Year 2025-26). This easy-to-use online income-tax calculator helps salaried employees, professionals, and senior citizens compare their tax payable under both the old and new regimes.
Personal Information
Income Details
Required for HRA calculation.
Deductions (Primarily for Old Regime)
Enter 0 if not applicable. Limits apply based on parents' age.
Taxes Paid
What Is an ITR Calculator?
- An ITR (Income Tax Return) Calculator is a digital tool that computes your taxable income, total tax payable, cess, and rebate based on your salary, house property income, deductions, and investments.
- Our advanced ITR calculator automatically applies:
- Latest Income Tax Slabs (FY 2024-25)
- Rebate under Section 87A
- Standard deduction of ₹50,000
- 4% Health & Education Cess
- Comparison between Old Tax Regime vs. New Tax Regime
- Whether you are a salaried individual, freelancer, or senior citizen, this online tax calculator gives you accurate results instantly — so you can plan your tax savings smartly before filing your Income Tax Return.
How to Use the ITR Calculator Online
Using this calculator is simple and 100 % free. Follow these quick steps:
Select Assessment Year – Choose 2025-26 (FY 2024-25).
Select Age Category –
Below 60 years
60 to 80 years (Senior Citizen)
Above 80 years (Super Senior Citizen)
Choose Metro/Non-Metro City – For accurate HRA exemption calculation.
Enter Your Income Details –
Gross Salary Income
Basic Salary (used for HRA calculation)
Income from House Property
Other Income (FD interest, commissions, etc.)
Enter Deductions –
HRA Received & Rent Paid
Home Loan Interest (Self-occupied house)
80C Investments (PPF, ELSS, LIC, etc.)
80D Health Insurance Premium (Self + Parents)
Enter TDS (Tax Deducted at Source) – from Form 16 or Form 26AS.
Click “Calculate” to instantly view your New Regime vs Old Regime tax comparison.
The calculator displays total tax payable, taxable income, deductions applied, and refund/due amount — all clearly side by side.
Features of Our Indian Income Tax Calculator (FY 2024-25)
- ✅ Compare Old vs. New Regime – View which regime saves more tax.
- ✅ Automatic HRA Exemption – Calculates based on rent paid, basic salary, and city type.
- ✅ Standard Deduction & Rebate Applied – ₹50,000 deduction and Section 87A rebate.
- ✅ Senior Citizen Friendly – Automatically updates exemption limits for 60+ taxpayers.
- ✅ TDS Integration – Shows refund or due after adjusting taxes already paid.
- ✅ Responsive Design – Works seamlessly on mobile, tablet, and desktop.
- ✅ Instant Results – No registration or login required.
- ✅ Latest FY 2024-25 Tax Rates – Updated as per the Union Budget 2024.
Tax Slabs FY 2024-25 (AY 2025-26)
New Tax Regime (Default Regime)
| Income Range | Tax Rate |
|---|---|
| Up to ₹3,00,000 | Nil |
| ₹3,00,001 – ₹6,00,000 | 5 % |
| ₹6,00,001 – ₹9,00,000 | 10 % |
| ₹9,00,001 – ₹12,00,000 | 15 % |
| ₹12,00,001 – ₹15,00,000 | 20 % |
| Above ₹15,00,000 | 30 % |
Old Tax Regime (Optional)
| Income Range | Tax Rate |
|---|---|
| Up to ₹2,50,000 (< 60 yrs) | Nil |
| ₹2,50,001 – ₹5,00,000 | 5 % |
| ₹5,00,001 – ₹10,00,000 | 20 % |
| Above ₹10,00,000 | 30 % |
| Senior Citizens (60–80) – Up to ₹3 lakh Nil | |
| Super Seniors (> 80) – Up to ₹5 lakh Nil |
Why Use an ITR Calculator Before Filing Your Return?
Filing your income tax return without proper planning may cause errors or loss of potential deductions.
Our ITR calculator helps you:
- Plan tax-saving investments under Section 80C, 80D, and 80G.
- Choose between Old & New Regime for maximum benefit.
- Check refund eligibility before filing ITR online.
- Avoid underpayment penalties by estimating advance tax.
- Compare year-to-year tax liability easily.
Deductions You Can Claim Under the Old Regime
- Section 80C – PPF, ELSS, LIC, EPF, NSC (Up to ₹1.5 Lakh)
- Section 80D – Health Insurance Premium (Self ₹25,000 | Parents ₹25,000–₹50,000)
- Section 24(b) – Home Loan Interest Up to ₹2 Lakh
- HRA Exemption – Based on salary, rent paid, and city type
- Standard Deduction – ₹50,000 for all salaried employees
- Section 80TTA/TTB – Interest on savings account (₹10,000 / ₹50,000 for seniors)
- Our ITR Calculator automatically applies these deductions when you select the old tax regime.
Example: ITR Calculation (FY 2024-25)
| Particulars | Amount (₹) |
|---|---|
| Gross Salary | 9,00,000 |
| Income from House Property | 50,000 |
| Other Income | 25,000 |
| Gross Total Income (GTI) | 9,75,000 |
| 80C Investments | 1,50,000 |
| 80D (Self + Parents) | 35,000 |
| Home Loan Interest | 2,00,000 |
| Total Deductions | 3,85,000 |
| Taxable Income (Old Regime) | 5,90,000 |
| Tax Payable (before cess) | ₹12,000 (approx.) |
The calculator will show a clear comparison — if the New Regime offers less tax, you can switch before filing.
Benefits of Using Our Online ITR Calculator
- 100 % Free & Secure — No login required
- Updated for FY 2024-25 / AY 2025-26
- Instant Comparison between regimes
- Auto-applies rebate, cess & deductions
- Ideal for Salaried Employees, Freelancers, and Senior Citizens
- Mobile-Friendly Design for WordPress & Elementor
- Helps Plan Tax-Saving Investments Before March 2025
Frequently Asked Questions (FAQ)
- Q1. What is the difference between Old and New Tax Regime?
The New Regime offers lower tax rates but no deductions (except standard deduction).
The Old Regime allows multiple tax-saving exemptions but has higher slab rates. - Q2. Which regime is better?
If you have large 80C/80D/80G investments or home-loan interest, the Old Regime is beneficial.
Otherwise, New Regime suits those with minimal deductions. - Q3. Is rebate under Section 87A available in FY 2024-25?
Yes — under the New Regime, income up to ₹7 lakh gets a 100 % rebate.
Under the Old Regime, rebate applies up to ₹5 lakh. - Q4. Does this ITR calculator work for freelancers or professionals?
Yes, if you have business income or professional fees, include it under “Other Income” for a broad estimate. - Q5. Can I calculate taxes for previous financial years?
This version uses FY 2024-25 rates. Older rates can be added manually for reference.
Final Conclusion
Our Free Online ITR Calculator (AY 2025-26) helps Indian taxpayers estimate taxes quickly, compare Old vs New Regimes, and plan investments smartly.
Stay compliant with Income Tax Rules 2024-25, save more with proper tax-planning, and ensure a hassle-free ITR filing experience. Try our Indian ITR Calculator 2025 today and discover how much you can save under the right regime!
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